According to data from the National Association of Realtors (NAR), first-time homebuyers are now on average 38 years old, up three years from 2023 and nearly a decade older than buyers in the 1980s. The median age for all homebuyers reached 56 , jumping seven years from 2023’s figure of 49. Money talks in today’s market, with one-third of home purchases made in cash compared to one-fourth during the late 2010s. Existing homeowners tap their home equity for substantial down payments, outmaneuvering first-timers who must borrow at higher rates. Don't Miss: Maker of the $60,000 foldable home has 3 factory buildings, 600+ houses built, and big plans to solve housing — you can become an investor for $0.80 per share today. This Jeff Bezos-backed startup will allow you to become a landlord in just 10 minutes, with minimum investments as low as $100 for properties like the Byer House from Stranger Things. The share of first-time buyers fell to 24% of the market – down from 32% last year and well below the pre-2008 level of 40%. A Redfin survey found 40% of current homeowners acknowledge they couldn’t afford their homes at today’s prices. Location compounds the challenge. High-paying jobs cluster in cities like Boston, New York, San Francisco, San Jose and Los Angeles, where less than 10% of listed homes fall within reach of median-income households. Family wealth shapes buying power. A Redfin-commissioned survey revealed over one-third of buyers under 30 planned to use family cash gifts for down payments. University of Chicago economists found children of homeowners face better odds of achieving homeownership themselves, according to HousingWire. See Also: Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." These high-yield real estate notes that pay 7.5% – 9% make earning passive income easier than ever. “To reverse these trends, we must address the root causes of unaffordability. That means building starter homes, reforming zoning laws and creating pathways for economic mobility that don’t rely so heavily on homeownership,” HousingWire said. Most new mortgage holders are young borrowers from diverse backgrounds. While they stand to gain from homeownership’s long-term benefits, many report working longer hours or postponing medical care to afford payments. The affordability and policy crisis hits hardest in major job markets . Cities with strong employment opportunities show median home prices far exceeding what typical earners can afford, forcing extended rental periods while saving for down payments. Trending: Unlock the hidden potential of commercial real estate — This platform allows individuals to invest in commercial real estate offering a 12% target yield with a bonus 1% return boost today! Cash buyers dominate the landscape as existing homeowners leverage equity gains from recent years. First-time buyers face a triple threat: high prices, elevated interest rates and competition from buyers with ready cash. The generational wealth gap widens as homeownership becomes more difficult for those without family assistance. Potential buyers lacking inherited wealth or homeowner parents face steeper climbs toward ownership. Read Next: Arrived Home's Private Credit Fund’s has historically paid an annualized dividend yield of 8.1%* , which provides access to a pool of short-term loans backed by residential real estate with just a $100 minimum. Commercial real estate has historically outperformed the stock market, and this platform allows individuals to invest in commercial real estate with as little as $5,000 offering a 12% target yield with a bonus 1% return boost today! © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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Trying to fit in routines around work can be tricky, especially for women. New research from Vitality’s ‘Active women, healthy lives’ report finds that eight in 10 women under 50 say their demanding work schedules are holding them back from being active. As a result, a quarter of women exercise less than once a week (25%), and over half of women exercise less than they used to (52%). Dame Jessica Ennis-Hill, in partnership with Vitality, is launching Walk Out to Work Out, a new initiative encouraging women to reclaim time during their busy working days to stay active. Jessica Ennis-Hill has shared a few tips to help women fit in exercise around their working day (Image: Vitality) Additionally, she has shared some top tips on how to fit some exercise in during the working day. The full ‘Active women, healthy lives’ report can be found on the website here . Jessica shared: "As a busy mum and business owner, I know how challenging it can be to fit in long workouts. That’s why I swear by short bursts of activity—what I call "exercise snacks." "Whether it’s a 5-minute stretch between meetings or a quick walk to clear your mind, these small moments can really add up and keep you feeling active without disrupting your day. Jessica explained: "When I need to take calls or brainstorm ideas, I often head out for a walk with my dog while doing it – ticking off two things I have to do. I find it not only helps me stay active but also boosts my creativity and focus. "Turn phone calls or virtual meetings into walking meetings where possible. It’s a simple way to add movement while staying productive." (function (d, s, n) { var js, fjs = d.getElementsByTagName(s)[0]; js = d.createElement(s); js.className = n; js.src = "//player.ex.co/player/cb8f2d25-231d-4663-bb64-1c7da4a4b682"; fjs.parentNode.insertBefore(js, fjs); js.setAttribute('programmatic', 'true'); js.onload = function () { const playerApi233613 = ExCoPlayer.connect('cb8f2d25-231d-4663-bb64-1c7da4a4b682'); playerApi233613.init({ "autoPlay": false, "mute": true, "showAds": true, "playbackMode": "play-in-view", "content": { "playFirst": [ { "title": "How much water should you drink daily?", "src": "https://large-cdn.ex.co/transformations/production/41f11a67-8a1f-4249-8ae7-12b95862b6e3/720p.mp4" } ], "playlistId": "649d48855f10d80012592e37" }, "sticky": { "mode": "persistent", "closeButton": true, "pauseOnClose": true, "desktop": { "enabled": false, "position": "bottom-right" }, "mobile": { "enabled": false, "position": "upper-small" } }}); }; }(document, 'script', 'exco-player')); "As someone who’s juggled intense schedules, I’ve learned the importance of protecting my lunch break," Jessica said. "I use part of it for physical activity, whether it’s a quick workout, a jog, or a calming walk. "If you feel like your lunch break has disappeared into your workday, speak to your employer about how you can reclaim that time — it’s yours to use for your well-being. I suggest putting it in the diary as a meeting – this will ring-fence the time for you." Jessica explained: "I have worked with a lot of different sponsors and their teams and I’ve seen the difference it makes when workplaces support physical activity. "If you’re struggling to stay active, don’t hesitate to share your thoughts with your employer. Suggest ideas like walking meetings, group exercise activities, or even flexible working hours to make staying active more achievable. "Remember, these changes benefit everyone, from employees to the company itself. Recommended reading: Jessica said: "I rely on technology to keep me on track. Fitness trackers or simple alarms can remind you to stand, stretch, or take a short walk every hour. "Even small movements like this can make a huge difference to your energy levels and focus throughout the day."Sydney Weather Forecast for 31 December 2024: Will Rain Dampen New Year's Eve Fireworks? Check Rainfall Predictions Ahead of New Year 2025 CelebrationsJessica Ennis-Hill shares top tips on how to fit in exercise around the workday
Jannik Sinner leads Italy back to the Davis Cup semifinals and a rematch against Australia
Jimmy Carter, the 39th US president, has died at 100 ATLANTA (AP) — Former U.S. President Jimmy Carter has died. He was 100 years old and had spent roughly 22 months in hospice care. The Georgia peanut farmer served one turbulent term in the White House before building a reputation as a global humanitarian and champion of democracy. He defeated President Gerald Ford in 1976 promising to restore trust in government but lost to Ronald Reagan four years later amid soaring inflation, gas station lines and the Iran hostage crisis. He and his wife Rosalynn then formed The Carter Center, and he earned a Nobel Peace Prize while making himself the most internationally engaged of former presidents. The Carter Center said he died peacefully Sunday afternoon in Plains, Georgia, surrounded by his family. Jimmy Carter: Many evolutions for a centenarian ‘citizen of the world’ PLAINS, Ga. (AP) — The 39th and longest-lived U.S. president, James Earl Carter Jr., died Sunday at the age of 100. His life ended where it began, in Plains, Georgia. He left and returned to the tiny town many times as he climbed to the nation’s highest office and lost it after four tumultuous years. Carter spent the next 40 years setting new standards for what a former president can do. Carter wrote nearly a decade ago that he found all the phases of his life challenging but also successful and enjoyable. The Democrat's principled but pragmatic approach defied American political labels, especially the idea that one-term presidents are failures. What we know about the deadly passenger jet crash in South Korea SEOUL, South Korea (AP) — South Korean officials are investigating the crash landing of a passenger jet that's one of the deadliest disasters in that nation's aviation history. Transport Ministry officials said the airport control tower issued a bird strike warning to the plane shortly before it intended to land and gave its pilot permission to land in a different area on Sunday. The Boeing 737-800 skidded off the runway, crashed into a barrier and burst into flames. All but two of the 181 people on board died. The Jeju Air passenger plane was flying from Bangkok to the town of Muan, about 180 miles south of Seoul, when the crash happened. South Korean authorities seek warrant to detain impeached President Yoon in martial law probe SEOUL, South Korea (AP) — South Korean law enforcement officials have requested a court warrant to detain impeached President Yoon Suk Yeol as they investigate whether his short-lived martial law decree this month amounted to rebellion. The Corruption Investigation Office for High-Ranking Officials, which is leading a joint investigation with police and military authorities into the power grab that lasted only a few hours, confirmed it requested the warrant on Monday. Investigators plan to question Yoon on charges of abuse of authority and orchestrating a rebellion. In Gaza's crowded tent camps, women wrestle with a life stripped of privacy DEIR AL-BALAH, Gaza City (AP) — For Gaza’s women, the hardships of life in the territory’s sprawling tent camps are compounded by the daily humiliation of never having privacy. Women struggle with how to dress modestly while crowded into a tent with extended family and in-laws, including men, and with strangers only steps away in neighboring tents. Access to period products is limited, so women and girls cut up sheets or old clothes to use as pads. They have to navigate sharing makeshift toilets, usually only a hole in the sand surrounded by sheets dangling from a line, with dozens of other people. Syria's de facto leader says it could take up to 4 years to hold elections BEIRUT (AP) — Syria’s de facto leader has said it could take up to four years to hold elections in Syria, and that he plans on dissolving his Islamist group that led the country’s insurgency at an anticipated national dialogue summit for the country. Ahmad al-Sharaa, who leads Hayat Tahrir al-Sham, the group leading the new authority in Syria, made the remarks in an interview Sunday. That's according to the Saudi television network Al-Arabiyya. It comes almost a month after a lightning insurgency led by HTS overthrew President Bashar Assad’s decades-long rule, ending the country’s uprising-turned civil war that started back in 2011. Tornadoes in Texas and Mississippi kill 2 and injure 6 as severe weather system moves east HOUSTON (AP) — A strong storm system is threatening to whip up tornadoes in parts of the U.S. Southeast, a day after severe weather claimed at least two lives as twisters touched down in Texas and Mississippi. Strong storms moving eastward Sunday are expected to continue producing gusty, damaging winds, hail and tornadoes through Sunday. That is according to National Weather Service meteorologist Frank Pereira. So far, the line of severe weather has led to about 40 tornado reports from southeastern Texas to Alabama, Pereira said, but those reports remain unconfirmed until surveys of damage are completed. Azerbaijan's president says crashed jetliner was shot down by Russia unintentionally Azerbaijan’s President Ilham Aliyev says the Azerbaijani airliner that crashed last week was shot down by Russia, albeit unintentionally. Aliyev told Azerbaijani state television on Sunday that the aircraft was hit by fire from the ground over Russia and rendered uncontrollable by electronic warfare. He accused Russia of trying to “hush up” the issue for several days. The crash on Wednesday killed 38 of 67 people on board. Russian President Vladimir Putin apologized to Aliyev on Saturday for what he called a “tragic incident” but stopped short of acknowledging Moscow’s responsibility. Brace for turbulence: Lessons from a bumpy 'super year' of global elections LONDON (AP) — Some 70 countries that are home to half the world’s population held elections in 2024, and voters' message was often: “You’re fired.” From India and the United States to Japan, France and Britain, voters tired of economic disruption and global instability rejected sitting governments. Adding to a year of democratic turmoil were mass protests in Mozambique and Georgia, an election annulled in Romania and an attempt to impose martial law in South Korea. Cas Mudde, a professor of international affairs at the University of Georgia, summed up 2024 as “a great year for the far right, a terrible year for incumbents and a troublesome year for democracy around the world.”With the artificial intelligence (AI) wave boosting Nvidia’s performance, many investors are wondering whether it’s time to shift focus to other promising tech stocks like Alphabet. Let’s explore the dynamics between these two tech giants. Nvidia’s Success Story Over the past two years, Nvidia has experienced skyrocketing growth, with annual sales hitting $113.3 billion by late 2024. This impressive performance is largely due to its pivotal role in powering AI innovations, such as the popular ChatGPT platform. Despite a historically high valuation, Nvidia’s stock remains cheaper than its summer 2023 peak. While the company’s profitability makes it a valuable asset, some believe future gains may already be priced into the stock. Alphabet: A Strong Contender Alphabet, Google’s parent company, reported $340 billion in revenue over the past year, generating robust free cash flows even amid challenges in the online advertising sector. The company’s investment in data centers signifies its commitment to future growth. At 26 times earnings, Alphabet’s stock appears more accessible compared to Nvidia, offering potential value as the advertising market rebounds. So, should you consider investing in Alphabet instead? The Investment Verdict While Nvidia’s dominance in AI hardware is undeniable, Alphabet presents a compelling alternative with a relatively undervalued stock and strong potential in AI software. As Nvidia faces increasing competition, diversifying with Alphabet could be wise. For long-term growth and stability, Alphabet stands out as a stock worth adding to your portfolio. Is It Time to Bet on Alphabet Over Nvidia? The tech world is constantly evolving, and with it, the investment landscape. As Nvidia continues to enjoy its position at the forefront of artificial intelligence (AI) innovation, there’s a growing interest among investors to explore alternative tech stocks like Alphabet, Google’s parent company. Pros and Cons of Investing in Nvidia Nvidia’s explosive growth has been fueled by its leading role in AI technologies and platforms such as ChatGPT. One of the major advantages of investing in Nvidia is its strong profitability and market leadership in AI hardware. However, the primary concern for potential investors is the high valuation of its stock, which is considerably lower than its peak in the summer of 2023, but still substantial. Additionally, as the AI market becomes more saturated, Nvidia could face increased competition, potentially impacting its future growth prospects. Alphabet’s Growth and Potential Alphabet, by contrast, provides a robust investment alternative, especially given its commitment to AI software and cloud-based innovations. Over the past year, Alphabet generated $340 billion in revenue, demonstrating strong cash flows despite challenges in the advertising industry. Its ongoing investment in data centers underscores its strategy to enhance long-term growth potential. With Alphabet’s stock valued at 26 times earnings, it’s more accessible than Nvidia’s, with potential upside as advertising revenues rebound. Comparing Innovations and Market Trends When comparing these two tech titans, it’s crucial to consider their different areas of focus and innovation. Nvidia is heavily centered on AI hardware development, whereas Alphabet is expanding its software and cloud service capabilities. The trend towards AI integration across different sectors continues to grow, suggesting that both companies are positioned to benefit, albeit in different ways. Investment Strategies: Diversification and Risk Management For investors considering diversification, integrating Alphabet into a portfolio predominantly featuring Nvidia stock could be a smart strategy. Alphabet’s anticipated recovery in the advertising sector and its undervalued stock position make it an attractive option for those seeking growth with lower risk. Insights and Market Predictions As AI continues to revolutionize industries around the globe, Nvidia and Alphabet remain key players. With Nvidia’s expertise in hardware and Alphabet’s strengths in software, both companies are poised to lead as AI adoption expands. Market analysts predict that companies offering balanced portfolios in both AI hardware and software will likely see steady growth. Security and Stability in the Tech Market Investing in tech stocks always entails some level of risk. However, Nvidia’s established security protocols in AI development and Alphabet’s sustained efforts in data protection provide a layer of security for investors. Both companies are committed to maintaining user privacy and data security, which is increasingly important in today’s digital age. Conclusion: Nvidia vs. Alphabet Ultimately, deciding whether to invest in Nvidia or Alphabet will depend on individual risk tolerance, investment horizon, and belief in either company’s future growth potential. With Nvidia leading in AI hardware and Alphabet showing promise in AI software, diversifying investments across these tech giants could serve as a prudent approach to harness the benefits of the burgeoning AI era. For more insights and tech investment opportunities, visit Nvidia’s official site and Alphabet’s official site .Mwonzora Fails To Pay US$3K Rent
SANTA CLARA, Calif. (AP) — San Francisco 49ers quarterback Brock Purdy will miss Sunday's game against the Green Bay Packers with a sore throwing shoulder. Purdy injured his right shoulder in last Sunday's loss to the Seattle Seahawks . Purdy underwent an MRI that showed no structural damage but the shoulder didn't improve during the week and Purdy was ruled out for the game. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. Get any of our free email newsletters — news headlines, obituaries, sports, and more.AMESBURY, Mass. , Dec. 2, 2024 /PRNewswire/ -- Provident Bancorp, Inc. (the "Company") (Nasdaq:PVBC), the holding company for BankProv (the "Bank"), today announced that its Board of Directors has adopted a new stock repurchase program. Under the repurchase program, the Company may repurchase up to 883,366 shares of its common stock, or approximately five percent of the current outstanding shares. The repurchase program was adopted following the receipt of non-objection from the Federal Reserve Bank of Boston . The repurchase program permits shares to be repurchased in open market or private transactions, through block trades, and pursuant to any trading plan that may be adopted in accordance with Rule 10b5-1 of the Securities and Exchange Commission. Repurchases will be made at management's discretion at prices management considers to be attractive and in the best interests of both the Company and its stockholders, subject to the availability of stock, general market conditions, the trading price of the stock, alternative uses for capital, and the Company's financial performance. Open market purchases will be conducted in accordance with the limitations set forth in Rule 10b -18 of the Securities and Exchange Commission and other applicable legal requirements. The repurchase program may be suspended, terminated or modified at any time for any reason, including market conditions, the cost of repurchasing shares, the availability of alternative investment opportunities, liquidity, and other factors deemed appropriate. These factors may also affect the timing and amount of share repurchases. The repurchase program does not obligate the Company to purchase any particular number of shares. About Provident Bancorp, Inc. Provident Bancorp, Inc. (NASDAQ:PVBC) is the holding company for BankProv, a full-service commercial bank headquartered in Massachusetts . With retail branches in the Seacoast Region of Northeastern Massachusetts and New Hampshire , as well as commercial banking offices in the Manchester / Concord market in Central New Hampshire , BankProv delivers a unique combination of traditional banking services and innovative financial solutions to its markets. Founded in Amesbury, Massachusetts in 1828, BankProv holds the honor of being the 10th oldest bank in the nation. The Bank insures 100% of deposits through a combination of insurance provided by the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). For more information, visit bankprov.com . Forward-Looking Statements This news release may contain certain forward-looking statements, such as statements of the Company's or the Bank's plans, objectives, expectations, estimates and intentions. Forward-looking statements may be identified by the use of words such as, "expects," "subject," "believe," "will," "intends," "may," "will be" or "would." These statements are subject to change based on various important factors (some of which are beyond the Company's or the Bank's control), and actual results may differ materially. Accordingly, readers should not place undue reliance on any forward-looking statements (which reflect management's analysis of factors only as of the date on which they are given). These factors include: general economic conditions; interest rates; inflation; levels of unemployment; legislative, regulatory and accounting changes; monetary and fiscal policies of the U.S. Government, including policies of the U.S. Treasury and the Board of Governors of the Federal Reserve Bank; deposit flows; our ability to access cost-effective funding; changes in liquidity, including the size and composition of our deposit portfolio and the percentage of uninsured deposits in the portfolio; changes in consumer spending, borrowing and savings habits; competition; our ability to successfully shift the balance sheet to that of a traditional community bank; real estate values in the market area; loan demand; the adequacy of our level and methodology for calculating our allowance for credit losses; changes in the quality of our loan and securities portfolios; the ability of our borrowers to repay their loans; our ability to retain key employees; failures or breaches of our IT systems, including cyberattacks; the failure to maintain current technologies; the ability of the Company or the Bank to effectively manage its growth; global and national war and terrorism; the impact of the COVID-19 pandemic or any other pandemic on our operations and financial results and those of our customers; and results of regulatory examinations, among other factors. The foregoing list of important factors is not exclusive. Readers should carefully review the risk factors described in other documents that the Company files from time to time with the Securities and Exchange Commission, including Annual and Quarterly Reports on Forms 10-K and 10-Q, and Current Reports on Form 8-K. Investor contact: Joseph Reilly President and Chief Executive Officer Provident Bancorp, Inc. jreilly@bankprov.com View original content to download multimedia: https://www.prnewswire.com/news-releases/provident-bancorp-inc-adopts-stock-repurchase-program-302320082.html SOURCE Provident Bancorp, Inc.
Parliament’s Winter Session opens to heat
Punjabi superstar Diljit Dosanjh is currently in the news due to his Dil-luminati tour which is currently going in India. Diljit's concert was held in Guwahati on Sunday (December 29), dedicated to late PM Manmohan Singh . The former PM Manmohan Singh died on Thursday following a prolonged illness. Diljit shared a video from his concert where a huge picture of the late PM was displayed and he recited a few lines in Hindi. Diljit dedicated his concert to Manmohan Singh ji. Also Read - ‘Make India dry state first’, Honey Singh questions 'no songs on alcohol' directive to Diljit Dosanjh He said, 'Today's concert is dedicated to former late Prime Minister Manmohan Singh . He led a very simple life. He never used to answer back or talk ill, which is quite difficult in a profession like politics'. He also added saying, 'Have you ever watched a Lok Sabha session? Our politicians fight like children in nursery class. Even they don't fight like our politicians. Well, I don't want to get into that. But this was the quality of Mr Manmohan Singh - he never talked ill of anyone.' Also Read - AP Dhillon takes a dig at Diljit Dosanjh again amid ticket controversy, 'Artists are being unfair...' Watch Diljit Dosanjh's video A post shared by DILJIT DOSANJH (@diljitdosanjh) He quoted saying, 'Hazaron jawabon se meri khamoshi acchi, na jaane kitne sawalon ki aabru rakhe. (My silence is better than a thousand answers; who knows how many questions it preserves the dignity of)'. Also Read - Border 2 shoot begins; Sunny Deol, Varun Dhawan, Diljit Dosanjh's film to release on THIS date Diljit also urged the youth to follow Manmohan Singh's principles in life as he said, 'You should be focused on your goal because the one who is saying negative things to you is also a God's avatar. Maybe you are being judged as to how will you be able to handle that situation'. He then bowed his head to Singh and said he was the man who served the nation throughout his life. He continued saying, 'was the first Sikh who had his signature on the Indian currency. It was a big achievement. So, today, I bow my head in front of a man who loved his country and spent his life serving it'. Within no time, the fans lauded the singer's gesture and praised him. One user wrote, 'Bohot badhiya paaji', another commented saying, 'History will be kinder to him than the contemporary media'. Third user wrote, 'Ek hi dil hai, paaji, kitni baar jeetoge? ️ Pyaar hi pyaar, respect hi respect!' Congress leader Supriya Shrinate also praised Diljit Dosanjh as she wrote, 'It takes one brave man to stand apart from the crowd and shine. @diljitdosanjh dedicated his concert to Dr Manmohan Singh ji—a gesture that sets him apart from most in the film industry—a bunch of cowards who did not even have the decency to condole the death of India’s former Prime Minister (sic)'. Diljit performed at the Coachella Valley Music & Arts Festival in April 2023 and achieved a big milestone as first Indian performer to achieve the feat. He will conclude the India leg of Dil-Luminati tour in Ludhiana.Cheyenne, WY , Nov. 25, 2024 (GLOBE NEWSWIRE) -- CaskCartel.com announces an exciting offer on the highly acclaimed 2024 Bourbon & American Whiskey Advent Calendar, now available at a $25 discount for a limited time using the discount code Advent25 . This offer ensures enthusiasts and connoisseurs can enjoy a diverse collection of 24 premium whiskies, including bourbons, rye, and Tennessee whiskeys, each presented in unique, wax-sealed 30ml sample drams. This special promotion caters to both seasoned bourbon whiskey aficionados and curious beginners, offering a daily tasting experience that highlights the rich flavors and craftsmanship of top U.S. distilleries. Recognized globally for 12 consecutive years as the leading whiskey advent calendar, CaskCartel.com continues to distinguish itself as a fine and rare spirits marketplace like no other, offering over 55,000 of the finest and rarest wine and spirit selections from around the world. The Original Bourbon & American Whiskey (24 Mini's) Holiday Advent Calendar 2024 Celebrating over a decade as the world's top-rated bourbon and whiskey calendar, the 24 Mini's Holiday Advent Calendar features an unmatched selection. Each of the 24 windows opens to reveal a different 30ml wax-sealed dram of the finest American spirits. From smooth Kentucky bourbons to robust Tennessee whiskies and versatile ryes, this calendar showcases a range of flavors that cater to every palate. Notable for its sweet notes of vanilla, oak, and caramel, bourbon differs distinctly from other whiskies by its core ingredients and aging process, offering a sweeter and richer experience. Customers are encouraged to take advantage of the $25 discount while supplies last. This promotion is an opportunity to own or gift a premium product that has been celebrated in leading publications such as Forbes, GQ, and Wine Enthusiast. With its luxurious presentation and expertly curated selection, it offers an unforgettable experience for whiskey aficionados. Back in stock for Black Friday and Cyber Monday after selling out three times, it’s the perfect opportunity to gift or indulge in a premium holiday experience. To purchase or learn more about the Bourbon & American Whiskey Advent Calendar, visit CaskCartel.com, the largest and most trusted premium spirits marketplace featured in top media outlets like Rolling Stone and Men’s Journal. Use the discount code Advent25 at checkout to enjoy $25 off this exclusive calendar. CaskCartel.com is more than just a marketplace; it is a destination for fine and rare spirits enthusiasts worldwide. 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Cask Cartel announces its exciting "7-Days of Deals" for Black Friday and Cyber Monday, featuring exclusive discounts and limited offers on premium spirits. Day 1: Black Friday Special Kick off the holiday season with the Elijah Craig Single Barrel 2024 Limited Edition, available for just $52.67 when you buy any item from the collection. This preorder item is expected to arrive in November or December, just in time for holiday celebrations. Stocks are limited, and this offer is the lowest price nationwide. Day 2: Bourbon Advent Calendar Deal The original and bestselling Bourbon Advent Calendar is nearly sold out. Save $25 on this ultimate bourbon-tasting experience, which includes 24 days of top-rated bourbons. This calendar is perfect for gifting or personal enjoyment during the festive season. Thanksgiving Day Special This Thanksgiving, Cask Cartel is giving back with $25 Cartel Cash. Use the discount code 'Thanksgiving25' to enjoy $25 off your purchase of $150 or more. 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This package offers a $25 discount and includes a free bottle of Prosecco. It’s an ideal gift for enthusiasts looking to explore different whiskey flavors. Day 7: Christmas Vault Exclusive w/ $50 Off. Unlock the Cask Cartel Christmas Vault and enjoy $50 off any item inside. Discover some of the world's finest and rarest selections, making for exceptional gifts that impress friends and family. Stay informed throughout the holiday season by subscribing to Cask Cartel for daily updates and exclusive notifications about the "7-Days of Deals" and other limited-time offers.
DEIR AL-BALAH, Gaza City (AP) — For Gaza’s women, the hardships of life in the territory’s sprawling tent camps are compounded by the daily humiliation of never having privacy. Women struggle to dress modestly while crowded into tents with extended family members, including men, and with strangers only steps away in neighboring tents. Access to menstrual products is limited, so they cut up sheets or old clothes to use as pads. Makeshift toilets usually consist of only a hole in the sand surrounded by sheets dangling from a line, and these must be shared with dozens of other people. Alaa Hamami has dealt with the modesty issue by constantly wearing her prayer shawl, a black cloth that covers her head and upper body. “Our whole lives have become prayer clothes, even to the market we wear it,” said the young mother of three. “Dignity is gone.” Normally, she would wear the shawl only when performing her daily Muslim prayers. But with so many men around, she keeps it on all the time, even when sleeping — just in case an Israeli strike hits nearby in the night and she has to flee quickly, she said. Israel’s 14-month-old campaign in Gaza has driven more than 90% of its 2.3 million Palestinians from their homes. Hundreds of thousands of them are now living in squalid camps of tents packed close together over large areas. Sewage runs into the streets , and food and water are hard to obtain. Winter is setting in. Families often wear the same clothes for weeks because they left clothing and many other belongings behind as they fled. Everyone in the camps searches daily for food, clean water and firewood. Women feel constantly exposed. Gaza has always been a conservative society. Most women wear the hijab, or head scarf, in the presence of men who are not immediate family. Matters of women’s health — pregnancy, menstruation and contraception — tend not to be discussed publicly. “Before we had a roof. Here it does not exist,” said Hamami, whose prayer shawl is torn and smudged with ash from cooking fires. “Here our entire lives have become exposed to the public. There is no privacy for women.” Wafaa Nasrallah, a displaced mother of two, says life in the camps makes even the simplest needs difficult, like getting period pads, which she cannot afford. She tried using pieces of cloth and even diapers, which have also increased in price. For a bathroom, she has a hole in the ground, surrounded by blankets propped up by sticks. The U.N. says more than 690,000 women and girls in Gaza require menstrual hygiene products, as well as clean water and toilets. Aid workers have been unable to meet demand, with supplies piling up at crossings from Israel. Stocks of hygiene kits have run out, and prices are exorbitant. Many women have to choose between buying pads and buying food and water. Doaa Hellis, a mother of three living in a camp, said she has torn up her old clothes to use for menstrual pads. “Wherever we find fabric, we tear it up and use it.” A packet of pads costs 45 shekels ($12), “and there is not even five shekels in the whole tent,” she said. Anera, a rights group active in Gaza, says some women use birth control pills to halt their periods. Others have experienced disruptions in their cycles because of the stress and trauma of repeated displacement. The terrible conditions pose real risks to women’s health, said Amal Seyam, the director of the Women’s Affairs Center in Gaza, which provides supplies for women and surveys them about their experiences. She said some women have not changed clothes for 40 days. That and improvised cloth pads “will certainly create” skin diseases, diseases related to reproductive health and psychological conditions, she said. “Imagine what a woman in Gaza feels like, if she’s unable to control conditions related to hygiene and menstrual cycles,” Seyam said. Hellis remembered a time not so long ago, when being a woman felt more like a joy and less like a burden. “Women are now deprived of everything, no clothes, no bathroom. Their psychology is completely destroyed,” she said. Seyam said the center has tracked cases where girls have been married younger, before the age of 18, to escape the suffocating environment of their family’s tents. The war will “continue to cause a humanitarian disaster in every sense of the word. And women always pay the biggest price,” she said. Israel’s campaign in Gaza has killed more than 45,000 Palestinians, over half of them women and children, according to the territory’s Health Ministry. Its count does not differentiate between combatants and civilians. Israel launched its assault in retaliation for the Oct. 7, 2023, attack by Hamas on southern Israel, in which militants killed some 1,200 people and abducted around 250 others. With large swaths of Gaza’s cities and towns leveled, women wrestle with reduced lives in their tents. Hamami can walk the length of her small tent in a few strides. She shares it with 13 other people from her extended family. During the war, she gave birth to a son, Ahmed, who is now 8 months old. Between caring for him and her two other children, washing her family’s laundry, cooking and waiting in line for water, she says there’s no time to care for herself. She has a few objects that remind her of what her life once was, including a powder compact she brought with her when she fled her home in the Shati camp of Gaza City. The makeup is now caked and crumbling. She managed to keep hold of a small mirror through four different displacements over the past year. It’s broken into two shards that she holds together every so often to catch a glimpse of her reflection. “Previously, I had a wardrobe that contained everything I could wish for,” she said. “We used to go out for a walk every day, go to wedding parties, go to parks, to malls, to buy everything we wanted." Women “lost their being and everything in this war," she said. "Women used to take care of themselves before the war. Now everything is destroyed.” Associated Press writer Fatma Khaled in Cairo contributed to this report.
ATLANTA (AP): Jimmy Carter, the peanut farmer who won the presidency in the wake of the Watergate scandal and Vietnam War, endured humbling defeat after one tumultuous term and then redefined life after the White House as a global humanitarian, has died. He was 100 years old. The longest-lived American president died on Sunday, more than a year after entering hospice care, at his home in the small town of Plains, Georgia, where he and his wife, Rosalynn, who died at 96 in November 2023, spent most of their lives, The Carter Center said. Businessman, Navy officer, evangelist, politician, negotiator, author, woodworker, citizen of the world, Carter forged a path that still challenges political assumptions and stands out among the 45 men who reached the nation’s highest office. The 39th president leveraged his ambition with a keen intellect, deep religious faith, and prodigious work ethic, conducting diplomatic missions into his 80s and building houses for the poor well into his 90s. “My faith demands – this is not optional – my faith demands that I do whatever I can, wherever I am, whenever I can, for as long as I can, with whatever I have to try to make a difference,” Carter once said. PRESIDENT FROM PLAINS A moderate Democrat, Carter entered the 1976 presidential race as a little-known Georgia governor with a broad smile, outspoken Baptist mores, and technocratic plans reflecting his education as an engineer. His no-frills campaign depended on public financing, and his promise not to deceive the American people resonated after Richard Nixon’s disgrace and US defeat in southeast Asia. “If I ever lie to you, if I ever make a misleading statement, don’t vote for me. I would not deserve to be your president,” Carter repeated before narrowly beating Republican incumbent Gerald Ford, who had lost popularity pardoning Nixon. AND THEN, THE WORLD Ignominious defeat, though, allowed for renewal. The Carters founded The Carter Center in 1982 as a first-of-its-kind base of operations, asserting themselves as international peacemakers and champions of democracy, public health, and human rights. Carter’s stubborn self-assuredness and even self-righteousness proved effective once he was unencumbered by the Washington order, sometimes to the point of frustrating his successors. He went “where others are not treading”, he said, to places like Ethiopia, Liberia, and North Korea, where he secured the release of an American who had wandered across the border in 2010. “I can say what I like. I can meet whom I want. I can take on projects that please me and reject the ones that don’t,” Carter said. He announced an arms-reduction-for-aid deal with North Korea without clearing the details with Bill Clinton’s White House. He openly criticised President George W. Bush for the 2003 invasion of Iraq. He also criticised America’s approach to Israel with his 2006 book Palestine: Peace Not Apartheid . And he repeatedly countered US administrations by insisting that North Korea should be included in international affairs, a position that most aligned Carter with Republican President Donald Trump. Among the centre’s many public-health initiatives, Carter vowed to eradicate the guinea worm parasite during his lifetime and nearly achieved it: Cases dropped from millions in the 1980s to nearly a handful. With hardhats and hammers, the Carters also built homes with Habitat for Humanity. The Nobel committee’s 2002 Peace Prize cites his “untiring effort to find peaceful solutions to international conflicts, to advance democracy and human rights, and to promote economic and social development”. Carter should have won it alongside Sadat and Begin in 1978, the chairman added. Carter accepted the recognition saying there was more work to be done. “The world is now, in many ways, a more dangerous place,” he said. “The greater ease of travel and communication has not been matched by equal understanding and mutual respect.” SMALL-TOWN START James Earl Carter Jr was born October 1, 1924, in Plains and spent his early years in nearby Archery. His family was a minority in the mostly black community, decades before the civil rights movement played out at the dawn of Carter’s political career. Carter, who campaigned as a moderate on race relations but governed more progressively, talked often of the influence of his black caregivers and playmates but also noted his advantages: His land-owning father sat atop Archery’s tenant-farming system and owned a main street grocery. His mother, Lillian, would become a staple of his political campaigns. Seeking to broaden his world beyond Plains and its population of fewer than 1,000 – then and now – Carter won an appointment to the US Naval Academy, graduating in 1946. That same year, he married Rosalynn Smith, another Plains native, a decision he considered more important than any he made as head of state. She shared his desire to see the world, sacrificing college to support his Navy career. The Carters presided with uncommon informality: He used his nickname “Jimmy” even when taking the oath of office, carried his own luggage and tried to silence the Marine Band’s “Hail to the Chief”. They bought their clothes off the rack. Carter wore a cardigan for a White House address, urging Americans to conserve energy by turning down their thermostats. Amy, the youngest of four children, attended District of Columbia public school. AND THEN CAME IRAN After he admitted the exiled Shah of Iran to the US for medical treatment, the American Embassy in Tehran was overrun in 1979 by followers of the Ayatollah Ruhollah Khomeini. Negotiations to free the hostages broke down repeatedly ahead of the failed rescue attempt. The same year, Carter signed SALT II, the new strategic arms treaty with Leonid Brezhnev of the Soviet Union only to pull it back, impose trade sanctions, and order a US boycott of the Moscow Olympics after the Soviets invaded Afghanistan. Hoping to instil optimism, he delivered what the media dubbed his “malaise” speech although he didn’t use that word. He declared the nation was suffering “a crisis of confidence”. By then, many Americans had lost confidence in the president, not themselves. Carter successfully negotiated the hostages’ freedom after the election, but in one final, bitter turn of events, Tehran waited until hours after Carter left office to let them walk free. At 56, Carter returned to Georgia with “no idea what I would do with the rest of my life”. Still, he affirmed what he said when he underwent treatment for a cancer diagnosis in his 10th decade of life. “I’m perfectly at ease with whatever comes,” he said in 2015. “I’ve had a wonderful life. I’ve had thousands of friends. I’ve had an exciting, adventurous and gratifying existence.”Global Meter Data Management Software Market Size, Share and Forecast By Key Players-The PI System, Oracle, ATLAS Energy, C3 IoT 11-25-2024 07:18 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Market Research Intellect Meter Data Management Software Market USA, New Jersey- According to the Market Research Intellect, the global Meter Data Management Software market is projected to grow at a robust compound annual growth rate (CAGR) of 9.96% from 2024 to 2031. Starting with a valuation of 12.65 Billion in 2024, the market is expected to reach approximately 22.36 Billion by 2031, driven by factors such as Meter Data Management Software and Meter Data Management Software. This significant growth underscores the expanding demand for Meter Data Management Software across various sectors. The meter data management (MDM) software market is poised for robust growth, driven by increasing adoption of smart meters and the push toward digital transformation in utility sectors. With the rising demand for energy efficiency and real-time monitoring, MDM software serves as a cornerstone in managing, analyzing, and storing vast volumes of meter-generated data. Governments and utility companies are emphasizing smart grid implementation, further fueling market expansion. Additionally, advancements in data analytics and IoT integration are enhancing the capabilities of MDM software, enabling predictive maintenance and efficient resource allocation. The transition to renewable energy sources and decentralized energy systems also supports the adoption of MDM software, ensuring seamless data integration. As urbanization and smart city projects accelerate globally, the demand for intelligent energy management tools like MDM software continues to grow. The dynamics of the meter data management (MDM) software market are shaped by technological advancements and regulatory pressures. Key drivers include the rapid deployment of smart meters and the increasing focus on optimizing energy consumption. The software's ability to streamline operations, detect anomalies, and enhance customer engagement adds value for utility providers. However, challenges such as high implementation costs and data security concerns may hinder adoption, particularly among smaller utility companies. Opportunities arise from integrating MDM software with artificial intelligence and machine learning to offer predictive insights and improve decision-making. Moreover, the rising emphasis on sustainability and the adoption of renewable energy systems create a need for robust data management solutions, positioning MDM software as a critical component in the evolving energy landscape. Request PDF Sample Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.marketresearchintellect.com/download-sample/?rid=3644430&utm_source=OpenPr&utm_medium=049 Key Drivers: The growth of the Meter Data Management Software market is driven by several key factors. Technological advancements in Meter Data Management Software have enabled greater efficiency and enhanced capabilities, spurring adoption across industries. Additionally, the rising demand for sustainable and eco-friendly solutions is pushing companies to innovate and adopt greener practices. Expanding applications in sectors like Meter Data Management Software and Meter Data Management Software are further contributing to market demand, as these industries seek advanced solutions to streamline operations and enhance product quality. Favorable government policies and incentives in regions such as North America, Europe, and Asia-Pacific support investment and growth. Moreover, an increasing focus on Meter Data Management Software for improving operational efficiency and cost-effectiveness is encouraging businesses to embrace new technologies, fostering sustained market expansion. Mergers and Acquisitions Mergers and acquisitions (M&A) play a pivotal role in the Meter Data Management Software market, as companies look to expand their capabilities, access new technologies, and strengthen market presence. Leading players engage in strategic acquisitions to consolidate their position and gain a competitive edge. These transactions often facilitate the integration of advanced Meter Data Management Software solutions, helping firms broaden their product portfolios and meet growing customer demands. Additionally, M&A activities support companies in achieving economies of scale and penetrating new regional markets, particularly in high-growth areas like Asia-Pacific. Through such strategic alliances, businesses aim to accelerate innovation, enhance operational efficiency, and address evolving market challenges, ultimately driving the overall growth of the Meter Data Management Software market. Get a Discount On The Purchase Of This Report @ https://www.marketresearchintellect.com/ask-for-discount/?rid=3644430&utm_source=OpenPr&utm_medium=049 The following Key Segments Are Covered in Our Report By Type Cloud Based Web Based By Application Large Enterprises SMEs Major companies in Meter Data Management Software Market are: The PI System, Oracle, ATLAS Energy, C3 IoT, Honeywell, Dropcountr, SAP, SystemVIEW, Energyworx, ENMAT, Fluentgrid Global Meter Data Management Software Market -Regional Analysis North America: North America is expected to hold a significant share of the Meter Data Management Software market due to advanced technological infrastructure and the presence of major market players. High demand across sectors like Meter Data Management Software and Meter Data Management Software is driving growth, with the U.S. being a key contributor. Additionally, ongoing investments in R&D and innovation reinforce the region's strong market position. Europe: Europe is projected to experience steady growth, driven by stringent regulatory standards and a rising focus on sustainability in Meter Data Management Software practices. Countries like Germany, France, and the UK are leading due to their advanced industrial base and supportive government policies. The demand for eco-friendly and efficient Meter Data Management Software solutions is expected to continue fostering market expansion. Asia-Pacific: Asia-Pacific is anticipated to be the fastest-growing region, fueled by rapid industrialization and urbanization. Countries such as China, India, and Japan are driving demand due to expanding consumer bases and increasing investments in infrastructure. The region's robust manufacturing sector and favorable economic policies further enhance growth opportunities in the Meter Data Management Software market. Latin America: Latin America and the Middle East & Africa are expected to show moderate growth in the Meter Data Management Software market. In Latin America, growth is supported by rising industrial activities in countries like Brazil and Mexico. Meanwhile, in the Middle East & Africa, infrastructure development and an increasing focus on innovation in sectors like Meter Data Management Software are key drivers of market expansion. Middle East and Africa: The Middle East and Africa represent emerging markets in the global Meter Data Management Software market, with countries like UAE, Saudi Arabia, South Africa, and Nigeria showing promising growth potential. Economic diversification efforts, urbanization, and a young population are driving demand for Meter Data Management Software products and services in the region. Frequently Asked Questions (FAQ) 1. What is the current size of the Meter Data Management Software market? Answer: The Meter Data Management Software market was valued at approximately 12.65 Billion in 2024, with projections suggesting it will reach 22.36 Billion by 2031, growing at a CAGR of 9.96%. 2. What factors are driving the growth of the Meter Data Management Software market? Answer: The market's expansion is attributed to several factors, including increased demand for Meter Data Management Software, advancements in Meter Data Management Software technology, and the adoption of Meter Data Management Software across various sectors. 3. Which regions are expected to dominate the Meter Data Management Software market? Answer: Regions such as North America, Europe, and Asia-Pacific are anticipated to lead due to the presence of major industry players and growing investments in Meter Data Management Software. 4. Who are the key players in the Meter Data Management Software market? Answer: Prominent companies in the Meter Data Management Software market include Meter Data Management Software, Meter Data Management Software, and Meter Data Management Software, each contributing to market growth through innovations and strategic partnerships. 5. What challenges does the Meter Data Management Software market face? Answer: The market faces challenges such as Meter Data Management Software, regulatory compliance, and competition from alternative solutions. However, ongoing advancements aim to address these issues. 6. What are the future trends in the Meter Data Management Software market? Emerging trends include the integration of Meter Data Management Software technology, sustainability practices, and digital transformation in processes, all expected to shape the market's future. 7. How can businesses benefit from the Meter Data Management Software market? Answer: Businesses can leverage growth opportunities in the Meter Data Management Software market by adopting new solutions, enhancing operational efficiency, and expanding their offerings to meet evolving consumer demands. 8. Why invest in a Meter Data Management Software market report from MRI? Answer: MRI's report provides in-depth analysis, future projections, and key insights to support strategic decision-making, enabling businesses to stay competitive and capitalize on growth trends in the Meter Data Management Software market. 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Tariffs could raise pricesST. PAUL — A planned lottery to give some would-be cannabis business owners a licensing head start won’t go forward early this week after a judge halted the process Monday. Ramsey County District Court Judge Stephen Smith sided with a group of applicants who had been denied access to the social equity pre-approval lottery. They sued over a process they argued had lacked clear criteria and that left no room for appeals. ADVERTISEMENT “There’s no lottery tomorrow,” Smith ruled toward the end of an hourlong online hearing. He said the state was free to file an appeal. Ahead of the hearing, officials with the Office of Cannabis Management warned that the lottery might not happen at all if it was postponed given the cost and logistics of putting it on. Attorney David Asp, who represented some of the applicants, told Smith that the lottery was rushed and that people who were denied entry deserved a chance to contest their disqualification. “The state doesn’t dispute that our client will suffer irreparable harm if this order isn’t entered. That’s usually one of the main issues in an injunction, but it’s not a dispute here. Our clients will be harmed. As I said, more than $1,000,” Asp said. “The harm on the OCM side is entirely of their own making.” The Office of Cannabis Management had defended its process, saying they were attempting to root out applicants who were looking for a quick profit instead of actually moving to set up legitimate businesses. Officials with the regulatory agency said that some applications appeared to have been put in on behalf of other entrepreneurs trying to get a foothold in Minnesota’s nascent market. “The Legislature chose for this pre-approval process to be an efficient and expedient one, and part of that is evidenced by the fact that there is no appeals provided for for the pre-approval process, whereas in the final license approval process, there is an availability for reconsideration,” said the agency’s attorney, Ryan Petty. “So a major factor of this is the Legislature’s decision to make this process efficient and expedient so that the social equity applicants can get that head start.” There were more than 1,500 applicants for this stage of the licensing process, the agency said. The lottery was to narrow that down to 282. ADVERTISEMENT When the judge asked Petty about the timeline, including the lottery being scheduled shortly after denial letters went out, Petty said the selection process involved several moving parts. “There wasn’t any hiding the ball here. There wasn’t any attempt to restrict the ability of applicants to challenge their denials,” he said. State lawmakers legalized cannabis for adult recreational use in 2023, but the setup of a retail marketplace has been slow. No licenses have been issued for commercial growers or sellers ahead of what is expected to be an early 2025 launch. People can grow their own marijuana and give away small quantities. American Indian tribes have also opened their own stores, but those sales are limited to reservation land. The social equity lottery is intended to give a leg up to people who live in high-poverty areas, those harmed by the war on drugs, and military veterans. This story was originally published on MPRNews.org ______________________________________________________ This story was written by one of our partner news agencies. Forum Communications Company uses content from agencies such as Reuters, Kaiser Health News, Tribune News Service and others to provide a wider range of news to our readers. Learn more about the news services FCC uses here .
John Fetterman Becomes First Senate Democrat On Truth Social
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Residents of Rome, Paris and London react to Australia's social media ban for under-16s – videoFinal sitting days to follow intense government scrutiny
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